EXHIBIT 32

                               CERTIFICATION UNDER
                               SECTION 906 OF THE
                           SARBANES-OXLEY ACT OF 2002


     To my  knowledge,  this report on Form 10-QSB  (the  "Report")  for Peoples
Bankcorp,  Inc. (the  "Company")  for the six months ended June 30, 2003,  fully
complies  with the  requirements  of  Section  13(a) or 15(d) of the  Securities
Exchange  Act of 1934,  and the  information  contained  in this  Report  fairly
presents,  in all material respects,  the consolidated  financial  condition and
results of operations of the Company.

                                 PEOPLES BANKCORP, INC.

                                 By:/s/Robert E. Wilson
                                    ---------------------------------------
                                    Robert E. Wilson
                                    President, Chief Executive Officer and Chief
                                    Financial Officer


Date:  August 13, 2003