UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 __________________ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 12, 2003 HCB BANCSHARES, INC. ------------------------------------------------- (Exact Name of Registrant as Specified in Charter) Oklahoma 0-22423 62-1670792 - -------------------------- -------------------- -------------- (State or Other Jurisdiction of (Commission (I.R.S. Employer Incorporation or Organization File Number Identification No.) 237 Jackson Street, SW, Camden, Arkansas 71701 - ----------------------------------------------------------------------------- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (870) 836-6841 Not applicable ----------------------------------------------------------- (Former Name or Former Address, if Changed Since Last Report) ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS - -------------------------------------------------------------------------- (a) Not applicable. (b) Not applicable. (c) The following exhibit is filed herewith: Exhibit 99 Press Release dated August 12, 2003 ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION - ------------------------------------------------------- On August 12, 2003, HCB Bancshares, Inc. issued a press release announcing its unaudited financial results for the quarter and fiscal year ended June 30, 2003. A copy of the press release is attached to this Report as an exhibit and is incorporated herein by reference. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. HCB BANCSHARES, INC. Date: August 13, 2003 By: /s/Charles T. Black -------------------------------------- Charles T. Black President and Chief Executive Officer