UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549
                               ------------------

                                    FORM 8-K

                                 CURRENT REPORT
                       PURSUANT TO SECTION 13 OR 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934


        Date of report (Date of earliest event reported): August 19, 2003
                                                         ----------------

                          KENTUCKY FIRST BANCORP, INC.
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               (Exact Name of Registrant as Specified in Charter)


         Delaware                       1-13904               61-1281483
- -----------------------------     --------------------   ---------------------
(State or Other                     (Commission            (I.R.S. Employer
Jurisdiction of                     File Number           Identification No.)
Incorporation or Organization)


308 North Main Street, Cynthiana, Kentucky                       41031-1210
- ------------------------------------------                      ------------
(Address of Principal Executive Offices)                         (Zip Code)


       Registrant's telephone number, including area code: (859) 234-1440

                                 Not applicable
           -----------------------------------------------------------
          (Former Name or Former Address, if Changed Since Last Report)






ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
- --------------------------------------------------------------------------

     (a) Not applicable.


     (b) Not applicable.


     (c) The following exhibit is filed herewith:


         Exhibit 99               Press Release dated August 19, 2003


ITEM 12.  RESULTS OF OPERATIONS AND FINANCIAL CONDITION
- -------------------------------------------------------

     On August 19, 2003,  Kentucky  First Bancorp,  Inc.  issued a press release
announcing its unaudited  financial  results for the quarter and year ended June
30, 2003.  A copy of the press  release is attached to this Report as an exhibit
and is incorporated herein by reference.




                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                       KENTUCKY FIRST BANCORP, INC.



Date:    August 19, 2003               By: /s/ Betty J. Long
                                          ---------------------------------
                                          Betty J. Long
                                          President and Chief Executive Officer