SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): October 3, 2003
BCSB BANKCORP, INC.
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(Exact Name of Registrant as Specified in Charter)
United States 0-24589 52-2108333
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(State or Other Jurisdiction of (Commission (I.R.S. Employer
Incorporation or Organization) File Number) Identification No.)
4111 E. Joppa Road, Suite 300, Baltimore, Maryland 21236
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (410) 256-5000
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NOT APPLICABLE
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(Former Name or Former Address, if Changed Since Last Report)
ITEM 5. OTHER EVENTS.
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On October 3, 2003, BCSB Bankcorp, Inc. (the "Company") (NASDAQ: BCSB),
completed a private placement of $10,000,000 of capital (trust preferred)
securities issued by its Delaware statutory trust, BCSB Capital Trust II on
September 30, 2003. The securities bear interest at a rate of 3.00% over
three-month LIBOR and mature in 2033. The Company will treat the issue as
capital for regulatory purposes. The Company intends to use the proceeds for
general corporate purposes.
This current report contains statements that are forward-looking, as that
term is defined by the Private Securities Litigation Reform Act of 1995 or the
Securities and Exchange Commission in its rules, regulations, and releases. The
Company intends that such forward-looking statements be subject to the safe
harbors created thereby. All forward-looking statements are based on current
expectations regarding important risk factors, including but not limited to real
estate values, local and national economic conditions and the impact of interest
rates on financing. Accordingly, actual results may differ from those expressed
in the forward-looking statements, and the making of such statements should not
be regarded as a representation by the company or any other person that results
expressed therein will be achieved. The Company does not undertake, and
specifically disclaims any obligation, to publicly release the result of any
revisions that may be made to any forward-looking statements to reflect events
or circumstances after the date of such statements or to reflect the occurrence
of anticipated or unanticipated events.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BCSB BANKCORP, INC.
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(Registrant)
Date: October 3, 2003 By: /s/ Gary C. Loraditch
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Gary C. Loraditch
President