UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 21, 2004
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PVF CAPITAL CORP.
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(Exact Name of Registrant as Specified in its Charter)
Ohio 0-24948 34-1659805
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(State or Other Jurisdiction) (Commission (IRS Employer
of Incorporation) File Number) Identification No.)
30000 Aurora Road, Solon, Ohio 44139
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (440) 248-7171
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Not Applicable
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(Former Name or Former Address, if Changed Since Last Report)
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
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(a) Not applicable
(b) Not applicable
(c) The following exhibit is filed herewith:
Exhibit 99.1 Press Release dated April 21, 2004
ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION
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On April 21, 2004, the Company announced its unaudited financial results
for the fiscal quarter and nine months ended March 31, 2004. For more
information, reference is made to the Company's press release dated April 21,
2004, a copy of which is attached to this Report as Exhibit 99.1 and furnished
herewith.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
PVF CAPITAL CORP.
Date: April 22, 2004 By: /s/ John R. Male
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John R. Male
Chairman of the Board and Chief Executive
Officer