SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 9, 1996 CFSB BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 0-18609 38-2920051 (State or other jurisdiction (Commission (I.R.S. Employer of incorporation) File Number) Identification No.) 112 East Allegan Street, Lansing, Michigan 48933 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (517) 371-2911 Not Applicable (Former name or former address, if changed since last report) Item 5. Other Events On December 9, 1996, the Registrant's wholly-owned subsidiary, Community First Bank, received approval from the State of Michigan's Financial Institutions Bureau to convert from a federal savings bank to a state savings bank. The conversion from a federal charter will result in significant savings in supervisory costs and direct access to a highly qualified, locally-based financial institutions regulator. Community First Bank's deposits will continue to be insured by the Federal Deposit Insurance Corporation. The Bank will also continue to be operated locally and customers will not experience any changes in the Bank's operation. For information regarding the charter conversion, reference is made to the registrant's press release dated October 16, 1996, which is attached hereto as Exhibit 28.1 and incorporated herein by reference. Item 7. Financial Statement, Pro Forma Financial Information and Exhibits Exhibit 28.1 - Press Release dated October 16, 1996. CFSB Bancorp, Inc. Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CFSB Bancorp, Inc. (Registrant) Date: December 24, 1996 By: /s/ John W. Abbott ------------------------ John W. Abbott Executive Vice President and Chief Operating Officer