<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted
from the consolidated financial statements of Twin City Bancorp,
Inc. and Subsidiaries in the filing to which this schedule is an
exhibit and is qualified in its entirety by reference to such
financial statements.
<MULTIPLIER>  1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               MAR-31-1997
<CASH>                                       2,202
<INT-BEARING-DEPOSITS>                         443
<FED-FUNDS-SOLD>                                 0
<TRADING-ASSETS>                                 0
<INVESTMENTS-HELD-FOR-SALE>                      0
<INVESTMENTS-CARRYING>                           0
<INVESTMENTS-MARKET>                        20,890
<LOANS>                                     77,188
<ALLOWANCE>                                    251
<TOTAL-ASSETS>                             104,488
<DEPOSITS>                                  85,482
<SHORT-TERM>                                 3,000
<LIABILITIES-OTHER>                          1,507
<LONG-TERM>                                  1,000
<COMMON>                                       854
<PREFERRED-MANDATORY>                            0
<PREFERRED>                                      0
<OTHER-SE>                                  12,645
<TOTAL-LIABILITIES-AND-EQUITY>             104,488
<INTEREST-LOAN>                              1,634
<INTEREST-INVEST>                              322
<INTEREST-OTHER>                                22
<INTEREST-TOTAL>                             1,978
<INTEREST-DEPOSIT>                             966
<INTEREST-EXPENSE>                           1,022
<INTEREST-INCOME-NET>                          956
<LOAN-LOSSES>                                   22
<SECURITIES-GAINS>                               0
<EXPENSE-OTHER>                                736
<INCOME-PRETAX>                                414
<INCOME-PRE-EXTRAORDINARY>                     414
<EXTRAORDINARY>                                  0
<CHANGES>                                        0
<NET-INCOME>                                   251
<EPS-PRIMARY>                                    0
<EPS-DILUTED>                                    0
<YIELD-ACTUAL>                                   0
<LOANS-NON>                                      0
<LOANS-PAST>                                     0
<LOANS-TROUBLED>                                 0
<LOANS-PROBLEM>                                  0
<ALLOWANCE-OPEN>                                 0
<CHARGE-OFFS>                                    0
<RECOVERIES>                                     0
<ALLOWANCE-CLOSE>                                0
<ALLOWANCE-DOMESTIC>                             0
<ALLOWANCE-FOREIGN>                              0
<ALLOWANCE-UNALLOCATED>                          0