FORM 10-QSB/A

                  SECURITIES AND EXCHANGE COMMISSION
                          Washington, DC 20549



           QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d)
                  OF THE SECURITIES EXCHANGE ACT OF 1934

            For the quarterly period ended June 30, 1997
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                Commission File Number:  0-25290
                --------------------------------

                     Twin City Bancorp, Inc.
  --------------------------------------------------------------
    (Exact name of registrant as specified in its charter)

     Tennessee                                     62-1582947
- -----------------------                        -----------------
(State of incorporation)                       (I.R.S. Employer 
                                              Identification No.)

310 State Street, Bristol Tennessee                   37620
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(Address of principal executive offices)            (Zip Code)
 
Registrant's telephone number, including area code:(423) 989-4400
                                                   --------------

Indicate by check mark whether the registrant (1) has filed all
reports required to be filed by Section 13 or 15(d) of the 
Securities Exchange Act of 1934 during the preceding 12 months
(or for such shorter period that the registrant was required to
file such reports), and (2) has been subject to such require
ments for the past ninety days: Yes __x__ No ___

As of June 30, 1997, there are 853,484 shares of the registrant's
Common Stock, par value $1.00 per share, issued and 
outstanding.

Transitional small business disclosure format (check one):
Yes _____  No __x__





                           SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned thereunto duly authorized.




Date: August 12, 1997  By /s/ Thad R. Bowers
                          -----------------------------
                          Thad R. Bowers
                          President and Chief Executive Officer
                          (Principal Executive and Financial
                          Officer) 



Date: August 12,  1997 By /s/ Albert Joseph Vance, II
                          -----------------------------
                          Albert Joseph Vance, II
                          Assistant Treasurer
                          (Principal Accounting Officer)