<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted
from the consolidated financial statements of Twin City Bancorp,
Inc. and Subsidiaries in the filing to which this schedule is an
exhibit and is qualified in its entirety by reference to such
financial statements.
<MULTIPLIER>  1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               JUN-30-1998
<CASH>                                       2,233
<INT-BEARING-DEPOSITS>                       2,703
<FED-FUNDS-SOLD>                                 0
<TRADING-ASSETS>                                 0
<INVESTMENTS-HELD-FOR-SALE>                 17,548 
<INVESTMENTS-CARRYING>                           0
<INVESTMENTS-MARKET>                             0
<LOANS>                                     82,360
<ALLOWANCE>                                    112
<TOTAL-ASSETS>                             110,610
<DEPOSITS>                                  89,385
<SHORT-TERM>                                     0
<LIABILITIES-OTHER>                          2,208
<LONG-TERM>                                  5,000
<COMMON>                                     1,241
<PREFERRED-MANDATORY>                            0
<PREFERRED>                                      0
<OTHER-SE>                                  12,776
<TOTAL-LIABILITIES-AND-EQUITY>             110,610
<INTEREST-LOAN>                              3,533
<INTEREST-INVEST>                              625
<INTEREST-OTHER>                               117
<INTEREST-TOTAL>                             4,275
<INTEREST-DEPOSIT>                           2,094
<INTEREST-EXPENSE>                           2,151
<INTEREST-INCOME-NET>                        2,124
<LOAN-LOSSES>                                   90
<SECURITIES-GAINS>                              13
<EXPENSE-OTHER>                              1,451
<INCOME-PRETAX>                                899
<INCOME-PRE-EXTRAORDINARY>                     899
<EXTRAORDINARY>                                  0
<CHANGES>                                        0
<NET-INCOME>                                   542
<EPS-PRIMARY>                                  .46
<EPS-DILUTED>                                  .44
<YIELD-ACTUAL>                                3.70
<LOANS-NON>                                    176
<LOANS-PAST>                                     0
<LOANS-TROUBLED>                                 0
<LOANS-PROBLEM>                                  0
<ALLOWANCE-OPEN>                               125
<CHARGE-OFFS>                                  103
<RECOVERIES>                                     0
<ALLOWANCE-CLOSE>                              112
<ALLOWANCE-DOMESTIC>                           112
<ALLOWANCE-FOREIGN>                              0
<ALLOWANCE-UNALLOCATED>                          0