SECURITIES AND EXCHANGE COMMISSION
                WASHINGTON, D.C.  20549

                       FORM 8-K

                    CURRENT REPORT

          Pursuant to Section 13 or 15(d) of
          the Securities Exchange Act of 1934


      Date of Report (Date of earliest event reported):
                      November 25, 1998


                    BCSB BANKCORP, INC.
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(Exact name of registrant as specified in its charter)


United States                    0-24589         52-2108333
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(State or other jurisdiction   (Commission     (I.R.S. employer
of incorporation)              file number)  identification No.)

4111 E. Joppa Road, Suite 300, Baltimore, Maryland     21236
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(Address of principal executive offices)            (Zip code)

Registrant's telephone number, including area code:(410)256-5000


                            Not Applicable
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(Former name or former address, if changed since last report)


ITEM 5.   OTHER EVENTS
          ------------

     On November 25, 1998, the Registrant announced that Gary
C. Loraditch will succeed Michael J. Dietz as President of BCSB
Bankcorp, Inc. and its operating subsidiary, Baltimore County
Savings Bank, F.S.B. effective January 1, 1999.  For further
information, reference is made to the Registrant's press release
dated November 25, 1998, which is attached hereto as Exhibit
99.1, and incorporated herein by reference.

ITEM 7.   FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION
          AND EXHIBITS
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     The following is a list of exhibits filed with this
Current Report on Form 8-K.

     Exhibit No.         Description
     -----------         -----------

        99.1             Press Release, dated November 25, 1998



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                      SIGNATURES



     Pursuant to the requirements of the Securities Exchange
Act of 1934, the Registrant has duly caused this report to be
signed on its behalf by the undersigned hereto duly authorized.
                                        

                                   BCSB BANKCORP, INC.



Date: December 1, 1998             By: /s/ Gary C. Loraditch
                                       -----------------------
                                       Gary C. Loraditch
                                       Vice President


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