SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 2, 1999 HARBOR FEDERAL BANCORP, INC. ________________________________________________ (Exact Name of Registrant as Specified in Charter) Maryland 0-24194 52-1860591 ____________________________ ___________ ------------------ (State or Other Jurisdiction (Commission (I.R.S. Employer of Incorporation) File Number) Identification No.) 705 York Road, Baltimore, Maryland 21204 ________________________________________ __________ (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (410)321-7041 ------------- Not Applicable _______________________________________________________________ (Former Name or Former Address, if Changed Since Last Report) ITEM 5. OTHER EVENTS ------------ On September 2, 1999, the Board of Directors of the Registrant announced that it was commencing a stock repurchase program to acquire up to 83,826 shares of its common stock, representing approximately 5% of the outstanding common stock of the Registrant. Further information regarding the stock repurchase is set forth in a press release dated September 2, 1999, attached as Exhibit 99 and incorporated herein by reference. ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION ----------------------------------------------------- AND EXHIBITS ------------ The following is a list of exhibits filed with this Current Report on Form 8-K. Exhibit No. Description ---------- ----------- 99 Press Release, dated September 2, 1999 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. HARBOR FEDERAL BANCORP, INC. By: /s/ Robert A. Williams ------------------------------ Robert A. Williams President Date: September 2, 1999