UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): October 5, 1999
FRANKFORT FIRST BANCORP, INC.
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(Exact name of registrant as specified in its charter)
Delaware 0-26360 61-1271129
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(State or other jurisdiction (Commission (I.R.S. Employer
of incorporation) File Number) Identification No.)
216 W. Main Street, Frankfort, Kentucky 40602
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(Address of principal executive offices) (Zip Code)
(502) 223-1638
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(Registrant's telephone number, including area code)
Not Applicable
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(Former name or former address, if changed since last report)
ITEM 5. OTHER EVENTS
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On October 5, 1999 the Board of Directors of the Registrant
authorized the repurchase of up to 73,295 shares of the
Registrant's common stock, $0.01 par value which may become
available for repurchase from time to time. Such repurchases
are to be effected through open market purchases, negotiated
transactions, or in such other manner as will comply with
applicable law.
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION,
AND EXHIBITS
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Exhibits
99.1 Press Release dated October 6, 1999
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act
of 1934, the Registrant has duly caused this report to be signed
on its behalf by the undersigned, thereunto duly authorized.
Frankfort First Bancorp, Inc.
DATE: October 6, 1999 By: /s/ Don D. Jennings
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Don D. Jennings
Duly Authorized Officer
Vice President and Chief
Financial Officer