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                      SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   Form 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934

                    Date of Report (Date of earliest event
                           Reported): June 21, 2000



                              THE PROVIDENT BANK
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            (Exact name of registrant as specified in its charter)


                                                                            
                  Ohio                                  333-95263                          31-0412725
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    (State or Other Jurisdiction of                 (Commission File                    (I.R.S. Employer
             Incorporation)                               Number)                       Identification No.)


           One East Fourth Street
              Cincinnati, Ohio                            45202
        -----------------------------          -----------------------------
           (Address of Principal                       (Zip Code)
            Executive Offices)



       Registrant's telephone number, including area code (513) 579-2000






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Item 5.  Other Events.
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Filing of Derived Materials.
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         In connection with the offering of the Provident Bank Home Equity
Loan Trust 2000-2, Home Equity Loan Asset-Backed Certificates, Series 2000-2
(the "Certificates") Banc of America Securities LLC, as underwriter of the
Certificates (the "Underwriter"), has prepared certain materials (the "Derived
Materials") for distribution to its potential investors. Although The
Provident Bank (the "Company") provided the Underwriter with certain
information regarding the characteristics of the Mortgage Loans (the "Loans")
in the related portfolio, it did not participate in the preparation of the
Derived Materials. Concurrently with the filing hereof, pursuant to Rule
311(i) of Regulation S-T, the Company is filing the Derived Materials by paper
filing on Form SE.

         For purposes of this Form 8-K, Derived Materials shall mean computer
generated tables and/or charts displaying, with respect to the Certificates,
any of the following: yield; average life, duration; expected maturity;
interest rate sensitivity; loss sensitivity; cash flow characteristics;
background information regarding the Loans; the proposed structure; decrement
tables; or similar information (tabular or otherwise) of a statistical,
mathematical, tabular or computational nature. The Derived Materials are
attached hereto as Exhibit 99.1.





Item 7.  Financial Statements, Pro Forma Financial
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               Information and Exhibits.
               -------------------------

(a)      Not applicable.

(b)      Not applicable.

(c)      Exhibits:

         99.1              Derived Materials





                                  SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                  THE PROVIDENT BANK



                                  By:/s/ Kevin M. Shea
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                                     Name:  Kevin M. Shea
                                     Title: Vice President



Dated:  June 22, 2000






                                  Exhibit Index
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   Exhibit                                                             Page
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    99.1          Derived Materials......................................6







                                    EXHIBIT 99.1


         In accordance with Rule 311(i) of Regulation S-T, the Derived
Materials are being filed on paper pursuant to Form SE.