- ------------------------------------------------------------------------------ SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): June 30, 2000 THE PROVIDENT BANK ---------------------------------------------------------------------- (Exact name of registrant as specified in its charter) Ohio 333-95263 31-0412725 - ---------------------------- ---------------- ------------------ (State or Other Jurisdiction (Commission File (I.R.S. Employer of Incorporation) Number) Identification No.) One East Fourth Street Cincinnati, Ohio 45202 ------------------------------ ------------------- (Address of Principal (Zip Code) Executive Offices) Registrant's telephone number, including area code (513) 579-2000 ----- -------- - ------------------------------------------------------------------------------ Item 5. Other Events. - ---------------------- On June 30, 2000, Provident Bank Home Equity Loan Trust 2000-2 issued the Class A-1, Class A-2 Certificates pursuant to a Prospectus dated February 7, 2000 and a Prospectus Supplement dated June 22, 2000. The Trust was created pursuant to a Pooling and Servicing Agreement, dated as of June 1, 2000, between The Provident Bank as seller and master servicer and Norwest Bank Minnesota, National Association, as Trustee attached hereto as Exhibit 99.1. Item 7. Financial Statements, Pro Forma Financial - -------------------------------------------------- Information and Exhibits. ------------------------ (a) Not applicable. (b) Not applicable. (c) Exhibits: 99.1 Pooling and Servicing Agreement dated as of June 1, 2000 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. THE PROVIDENT BANK By: /s/ Kevin M. Shea ----------------------- Name: Kevin M. Shea Title: Vice President Dated: August 10, 2000 Exhibit Index ------------- Exhibit Page - ------- ---- 99.1 Pooling and Servicing Agreement...............................6 EXHIBIT 99.1