Exhibit 31
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                                 CERTIFICATION
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          I, Steve Bailey, certify that:

          1. I have reviewed this annual report on Form 10-K, and all reports
          on Form 8-K containing distribution and servicing reports filed in
          respect of periods included in the year covered by this annual
          report, of CWABS, Inc., Asset-Backed Certificates Trust 2005-BC5;

          2. Based on my knowledge, the information in these reports, taken as
          a whole, does not contain any untrue statement of a material fact or
          omit to state a material fact necessary to make the statements made,
          in light of the circumstances under which such statements were made,
          not misleading as of the last day of the period covered by this
          annual report;

          3. Based on my knowledge, the distribution or servicing information
          required to be provided to the trustee by the master servicer under
          the pooling and servicing, or similar, agreement, for inclusion in
          these reports is included in these reports;

          4. I am responsible for reviewing the activities performed by the
          master servicer under the pooling and servicing, or similar,
          agreement and based upon my knowledge and the annual compliance
          review required under that agreement, and except as disclosed in the
          reports, the master servicer has fulfilled its obligations under
          that agreement; and

          5. The reports disclose all significant deficiencies relating to the
          master servicer's compliance with the minimum servicing standards
          based upon the report provided by an independent public accountant,
          after conducting a review in compliance with the Uniform Single
          Attestation Program for Mortgage Bankers or similar procedure, as
          set forth in the pooling and servicing, or similar, agreement, that
          is included in these reports.

          In giving the certifications above, I have reasonably relied on
          information provided to me by the following unaffiliated parties:
          The Bank of New York, as Trustee.


          Date: March 27, 2006


                                      /s/ Steve Bailey
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                                      Steve Bailey
                                      Senior Managing Director