EXHIBIT 31(ii)

                                 CERTIFICATION


I, David Jones, certify that:


            1.    I have reviewed this report on Form 10-K and all reports on
                  Form 10-D required to be filed in respect of the period
                  covered by this report on Form 10-K of Granite Master Issuer
                  (the "Exchange Act periodic reports");

            2.    Based on my knowledge, the Exchange Act periodic reports,
                  taken as a whole, do not contain any untrue statement of a
                  material fact or omit to state a material fact necessary to
                  make the statements made, in light of the circumstances
                  under which such statements were made, not misleading with
                  respect to the period covered by this report;

            3.    Based on my knowledge, all of the distribution, servicing
                  and other information required to be provided under Form
                  10-D for the period covered by this report is included in
                  the Exchange Act periodic reports;

            4.    I am responsible for reviewing the activities performed by
                  the servicer and based on my knowledge and the compliance
                  review conducted in preparing the servicer compliance
                  statement required in this report under Item 1123 of
                  Regulation AB, and except as disclosed in the Exchange Act
                  periodic reports, the servicer has fulfilled its obligations
                  under the servicing agreement in all material respects; and

            5.    All of the reports on assessment of compliance with
                  servicing criteria for asset-backed securities and their
                  related attestation reports on assessment of compliance with
                  servicing criteria for asset-backed securities required to
                  be included in this report in accordance with Item 1122 of
                  Regulation AB and Exchange Act Rules 13a-18 and 15d-18 have
                  been included as an exhibit to this report, except as
                  otherwise disclosed in this report. Any material instances
                  of noncompliance described in such reports have been
                  disclosed in this report on Form 10-K.


Date: March 28, 2007


/s/ D Jones
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Name:  D Jones
Title:  Group Finance Director