- ------------------------------------------------------------------------------- SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): December 11, 1998 THE PROVIDENT BANK ------------------------------------------------------ (Exact name of registrant as specified in its charter) Ohio 333-62595 31-0412725 - ---------------------------- ------------------------ ------------------- (State or Other Jurisdiction (Commission File Number) (I.R.S. Employer of Incorporation) Identification No.) One East Fourth Street Cincinnati, Ohio 45202 ----------------------- -------------- (Address of Principal (Zip Code) Executive Offices) Registrant's telephone number, including area code (513) 579-2000 -------------- - ------------------------------------------------------------------------------ Item 5. Other Events. - ---- ------------ Filing of Derived Materials. - --------------------------- In connection with the offering of the Provident Bank Home Equity Loan Trust 1998-4, Home Equity Loan Asset-Backed Certificates, Series 1998-4 (the "Certificates"), Lehman Brothers Inc., and Prudential Securities Incorporated, as underwriters of the Certificates (the "Underwriters"), have prepared certain materials (the "Derived Materials") for distribution to its potential investors. Although The Provident Bank (the "Company") provided the Underwriters with certain information regarding the characteristics of the Mortgage Loans (the "Loans") in the related portfolio, it did not participate in the preparation of the Derived Materials. Concurrently with the filing hereof, pursuant to Rule 311(i) of Regulation S-T, the Company is filing the Derived Materials by paper filing on Form SE. For purposes of this Form 8-K, Derived Materials shall mean computer generated tables and/or charts displaying, with respect to the Certificates, any of the following: yield; average life, duration; expected maturity; interest rate sensitivity; loss sensitivity; cash flow characteristics; background information regarding the Loans; the proposed structure; decrement tables; or similar information (tabular or otherwise) of a statistical, mathematical, tabular or computational nature. The Derived Materials are attached hereto as Exhibit 99.1. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. ------------------------ (a) Not applicable. (b) Not applicable. (c) Exhibits: 99.1 Derived Materials SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. THE PROVIDENT BANK By: /s/ Kevin Shea --------------------- Name: Kevin M. Shea Title: Vice President Dated: December 10, 1998 Exhibit Index ------------- Exhibit Page ------- ---- 99.1 Derived Materials.............................................6 EXHIBIT 99.1 In accordance with Rule 311(i) of Regulation S-T, the Derived Materials are being filed on paper pursuant to Form SE. BROWN & WOOD LLP One World Trade Center New York, New York 10048 Telephone: (212) 839-5300 Facsimile: (212) 839-5599 December 11, 1998 BY MODEM Securities and Exchange Commission Judiciary Plaza 450 Fifth Street, N.W. Washington, D.C. 20549 Re: Greenwich Capital Acceptance, Inc. Resecuritization Mortgage Trust 1998-C Ladies and Gentlemen: On behalf of Greenwich Capital Acceptance, Inc., (the "Company"), we enclose herewith for filing, pursuant to the Securities and Exchange Act of 1934, as amended, the Company's Current Report on Form 8-K, for Collateral Term Sheets in connection with the above-referenced transaction. Very truly yours, /s/ Amber Railley Amber Railley Enclosure