Exhibit 23.1 Consent of Independent Accountants
                          (PriceWaterhouseCoopers LLP)


                       CONSENT OF INDEPENDENT ACCOUNTANTS


         We  consent  to  the  incorporation  by  reference  in  the  Prospectus
Supplement of ACE Securities  Corp.  relating to ACE Securities  Corp. Home Loan
Trust  1999-A,  of our  report  dated  February  2,  1999,  on our audits of the
consolidated financial statements of MBIA Insurance Corporation and Subsidiaries
as of  December  31, 1998 and 1997 and for each of the three years in the period
ended  December 31, 1998. We also consent to the reference to our Firm under the
caption "Experts."




                                            /s/ PricewaterhouseCoopers LLP
                                            ---------------------------------

                                            PricewaterhouseCoopers LLP





August 9, 1999