EXHIBIT 23.1





               Consent of Independent Certified Public Accountants



We hereby consent to the  incorporation by reference of our report dated January
19,  1999,  except for the last  paragraph of Note A to  consolidated  financial
statements, as to which the date is July 15, 1999, on the consolidated financial
statements of Lakeland  Bancorp,  Inc. (the  "Company") and  Subsidiaries  as of
December  31, 1998 and 1997 and for each of the years in the  three-year  period
ended December 31, 1998, in the Registration  Statement on Form S-3 filed by the
Company.  We further  consent to the  references  to our Firm under the  caption
"Experts" in the Registration Statement.


                                                        Radics & Co., LLC



Pine Brook, New Jersey
October 26, 1999