<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS OF CHEMICAL FINANCIAL
CORPORATION AND SUBSIDIARIES FOR THE PERIOD ENDED MARCH 31, 2000 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000

                                                            
<PERIOD-TYPE>                                                         3-MOS
<FISCAL-YEAR-END>                                               DEC-31-2000
<PERIOD-START>                                                  JAN-01-2000
<PERIOD-END>                                                    MAR-31-2000
<CASH>                                                               71,833
<INT-BEARING-DEPOSITS>                                                   27
<FED-FUNDS-SOLD>                                                    105,420
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                         478,853
<INVESTMENTS-CARRYING>                                              249,091
<INVESTMENTS-MARKET>                                                246,924
<LOANS>                                                           1,006,920
<ALLOWANCE>                                                          18,209
<TOTAL-ASSETS>                                                    1,952,564
<DEPOSITS>                                                        1,629,658
<SHORT-TERM>                                                         50,107
<LIABILITIES-OTHER>                                                  20,934
<LONG-TERM>                                                             200
<COMMON>                                                             14,069
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                          237,596
<TOTAL-LIABILITIES-AND-EQUITY>                                    1,952,564
<INTEREST-LOAN>                                                      19,792
<INTEREST-INVEST>                                                    10,064
<INTEREST-OTHER>                                                      1,399
<INTEREST-TOTAL>                                                     31,255
<INTEREST-DEPOSIT>                                                   11,982
<INTEREST-EXPENSE>                                                   12,502
<INTEREST-INCOME-NET>                                                18,753
<LOAN-LOSSES>                                                            66
<SECURITIES-GAINS>                                                       61
<EXPENSE-OTHER>                                                      12,782
<INCOME-PRETAX>                                                       9,968
<INCOME-PRE-EXTRAORDINARY>                                            9,968
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                          6,796
<EPS-BASIC>                                                           .48
<EPS-DILUTED>                                                           .48
<YIELD-ACTUAL>                                                         4.27
<LOANS-NON>                                                           1,612
<LOANS-PAST>                                                            572
<LOANS-TROUBLED>                                                         23
<LOANS-PROBLEM>                                                       2,207
<ALLOWANCE-OPEN>                                                     18,190
<CHARGE-OFFS>                                                           105
<RECOVERIES>                                                             58
<ALLOWANCE-CLOSE>                                                    18,209
<ALLOWANCE-DOMESTIC>                                                 18,209
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                                   0