<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF SHORELINE FINANCIAL CORPORATION FOR THE PERIOD ENDED SEPTEMBER 30, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> SEP-30-1995 <CASH> 24,681 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 11,575 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 79,751 <INVESTMENTS-CARRYING> 70,565 <INVESTMENTS-MARKET> 72,039 <LOANS> 455,713 <ALLOWANCE> 6,479 <TOTAL-ASSETS> 656,337 <DEPOSITS> 581,371 <SHORT-TERM> 4,759 <LIABILITIES-OTHER> 2,726 <LONG-TERM> 5,000 <COMMON> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 62,481 <TOTAL-LIABILITIES-AND-EQUITY> 656,337 <INTEREST-LOAN> 30,336 <INTEREST-INVEST> 7,126 <INTEREST-OTHER> 775 <INTEREST-TOTAL> 38,237 <INTEREST-DEPOSIT> 17,453 <INTEREST-EXPENSE> 17,736 <INTEREST-INCOME-NET> 20,501 <LOAN-LOSSES> 575 <SECURITIES-GAINS> (25) <EXPENSE-OTHER> 14,175 <INCOME-PRETAX> 8,813 <INCOME-PRE-EXTRAORDINARY> 8,813 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 6,470 <EPS-PRIMARY> 1.23 <EPS-DILUTED> 1.23 <YIELD-ACTUAL> 3.74 <LOANS-NON> 274 <LOANS-PAST> 996 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 496 <ALLOWANCE-OPEN> 5,952 <CHARGE-OFFS> 337 <RECOVERIES> 289 <ALLOWANCE-CLOSE> 6,479 <ALLOWANCE-DOMESTIC> 3,193 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 3286