<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF SHORELINE
FINANCIAL CORPORATION FOR THE PERIOD ENDED MARCH 31, 1996 AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000
       
                                                            
<PERIOD-TYPE>                                                         3-MOS
<FISCAL-YEAR-END>                                               DEC-31-1996
<PERIOD-START>                                                  JAN-01-1996
<PERIOD-END>                                                    MAR-31-1996
<CASH>                                                               29,955
<INT-BEARING-DEPOSITS>                                                    0
<FED-FUNDS-SOLD>                                                     14,825
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                          99,997
<INVESTMENTS-CARRYING>                                               45,247
<INVESTMENTS-MARKET>                                                 46,314
<LOANS>                                                             483,391
<ALLOWANCE>                                                           6,687
<TOTAL-ASSETS>                                                      688,511
<DEPOSITS>                                                          603,387
<SHORT-TERM>                                                          3,573
<LIABILITIES-OTHER>                                                   4,646
<LONG-TERM>                                                          12,000
<COMMON>                                                                  0
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                           64,905
<TOTAL-LIABILITIES-AND-EQUITY>                                      688,511
<INTEREST-LOAN>                                                      10,671
<INTEREST-INVEST>                                                     2,419
<INTEREST-OTHER>                                                        133
<INTEREST-TOTAL>                                                     13,223
<INTEREST-DEPOSIT>                                                    6,040
<INTEREST-EXPENSE>                                                    6,172
<INTEREST-INCOME-NET>                                                 7,052
<LOAN-LOSSES>                                                           150
<SECURITIES-GAINS>                                                       71
<EXPENSE-OTHER>                                                       4,640
<INCOME-PRETAX>                                                       3,249
<INCOME-PRE-EXTRAORDINARY>                                            3,249
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                          2,358
<EPS-PRIMARY>                                                           .45
<EPS-DILUTED>                                                           .45
<YIELD-ACTUAL>                                                         4.00
<LOANS-NON>                                                              56
<LOANS-PAST>                                                          5,843
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                       2,772
<ALLOWANCE-OPEN>                                                      6,600
<CHARGE-OFFS>                                                           130
<RECOVERIES>                                                             67
<ALLOWANCE-CLOSE>                                                     6,687
<ALLOWANCE-DOMESTIC>                                                  3,551
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                               3,136