<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF SHORELINE
FINANCIAL CORPORATION FOR THE PERIOD ENDED JUNE 30, 1996 AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000
       
                                                            
<PERIOD-TYPE>                                                         6-MOS
<FISCAL-YEAR-END>                                               DEC-31-1996
<PERIOD-START>                                                  JAN-01-1996
<PERIOD-END>                                                    JUN-30-1996
<CASH>                                                               27,082
<INT-BEARING-DEPOSITS>                                                   97
<FED-FUNDS-SOLD>                                                     14,850
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                          93,177
<INVESTMENTS-CARRYING>                                               46,870
<INVESTMENTS-MARKET>                                                 47,339
<LOANS>                                                             496,570
<ALLOWANCE>                                                           6,719
<TOTAL-ASSETS>                                                      695,021
<DEPOSITS>                                                          605,457
<SHORT-TERM>                                                          4,600
<LIABILITIES-OTHER>                                                   3,548
<LONG-TERM>                                                          16,000
<COMMON>                                                                  0
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                           65,416
<TOTAL-LIABILITIES-AND-EQUITY>                                      695,021
<INTEREST-LOAN>                                                      21,613
<INTEREST-INVEST>                                                     4,827
<INTEREST-OTHER>                                                        345
<INTEREST-TOTAL>                                                     26,785
<INTEREST-DEPOSIT>                                                   12,002
<INTEREST-EXPENSE>                                                      360
<INTEREST-INCOME-NET>                                                14,423
<LOAN-LOSSES>                                                           300
<SECURITIES-GAINS>                                                      184
<EXPENSE-OTHER>                                                       9,563
<INCOME-PRETAX>                                                       6,603
<INCOME-PRE-EXTRAORDINARY>                                            6,603
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                          4,751
<EPS-PRIMARY>                                                           .86
<EPS-DILUTED>                                                           .86
<YIELD-ACTUAL>                                                         3.48
<LOANS-NON>                                                             185
<LOANS-PAST>                                                          1,197
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                       2,511
<ALLOWANCE-OPEN>                                                      6,600
<CHARGE-OFFS>                                                           326
<RECOVERIES>                                                            145
<ALLOWANCE-CLOSE>                                                     6,719
<ALLOWANCE-DOMESTIC>                                                  3,358
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                               3,361