EXHIBIT 23.2



                 CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS


As independent public accountants, we hereby consent to the incorporation
by reference in this Registration Statement of our report dated January 15,
1996, included in Old Kent Financial Corporation's Annual Report on
Form 10-K for the year ended December 31, 1995, and to all references to
our Firm included in this Registration Statement.


                                   /s/ Arthur Andersen LLP


Chicago, Illinois,
     October 17, 1996