<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF SHORELINE FINANCIAL CORPORATION FOR THE NINE-MONTH PERIOD ENDED SEPTEMBER 30,1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> SEP-30-1997 <CASH> 36,660 <INT-BEARING-DEPOSITS> 10,232 <FED-FUNDS-SOLD> 14,625 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 124,816 <INVESTMENTS-CARRYING> 43,434 <INVESTMENTS-MARKET> 44,649 <LOANS> 617,996 <ALLOWANCE> 7,782 <TOTAL-ASSETS> 876,664 <DEPOSITS> 738,024 <SHORT-TERM> 33,884 <LIABILITIES-OTHER> 4,688 <LONG-TERM> 25,259 <COMMON> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 74,809 <TOTAL-LIABILITIES-AND-EQUITY> 876,664 <INTEREST-LOAN> 36,543 <INTEREST-INVEST> 7,945 <INTEREST-OTHER> 1,145 <INTEREST-TOTAL> 45,633 <INTEREST-DEPOSIT> 20,547 <INTEREST-EXPENSE> 1,538 <INTEREST-INCOME-NET> 23,549 <LOAN-LOSSES> 420 <SECURITIES-GAINS> 123 <EXPENSE-OTHER> 15,826 <INCOME-PRETAX> 11,435 <INCOME-PRE-EXTRAORDINARY> 11,435 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 8,045 <EPS-PRIMARY> 1.37 <EPS-DILUTED> 1.37 <YIELD-ACTUAL> 2.61 <LOANS-NON> 1,059 <LOANS-PAST> 1,576 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 9,791 <ALLOWANCE-OPEN> 6,895 <CHARGE-OFFS> 498 <RECOVERIES> 424 <ALLOWANCE-CLOSE> 7,782 <ALLOWANCE-DOMESTIC> 5,896 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,886