Exhibit 23.3


                 CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS



To First Evergreen Corporation:

As independent public accountants, we hereby consent to the incorporation
by reference in this Registration Statement of our report dated January 24,
1996 included in First Evergreen's Annual Report on Form 10-K for the year
ended December 31, 1995 and to all references to our Firm included in this
Registration Statement.


                              /s/ Arthur Andersen LLP


Chicago, Illinois
  June 15, 1998