EXHIBIT 24

                         LIMITED POWER OF ATTORNEY


    The undersigned, in his capacity as a director or officer, or
both, as the case may be, of Foremost Corporation of America, does hereby
appoint RICHARD L. ANTONINI, F. ROBERT WOUDSTRA, and PAUL D. YARED, or any
of them, his attorneys or attorney to execute in his name a Registration
Statement of Foremost Corporation of America on Form S-8 for the Stock
Option Plan of 1998, and any amendments to the Form S-8, and to file it
with the Securities and Exchange Commission.  Each attorney shall have
power and authority to do and perform in the name and on behalf of the
undersigned, in any and all capacities, every act to be done in the
premises as fully and to all intents and purposes as the undersigned could
do in person, and the undersigned hereby ratifies and approves the acts of
such attorneys.



Dated:  September 16, 1998             /S/ JOHN C. CANEPA
                                       John C. Canepa





























                         LIMITED POWER OF ATTORNEY


    The undersigned, in his capacity as a director or officer, or
both, as the case may be, of Foremost Corporation of America, does hereby
appoint RICHARD L. ANTONINI, F. ROBERT WOUDSTRA, and PAUL D. YARED, or any
of them, his attorneys or attorney to execute in his name a Registration
Statement of Foremost Corporation of America on Form S-8 for the Stock
Option Plan of 1998, and any amendments to the Form S-8, and to file it
with the Securities and Exchange Commission.  Each attorney shall have
power and authority to do and perform in the name and on behalf of the
undersigned, in any and all capacities, every act to be done in the
premises as fully and to all intents and purposes as the undersigned could
do in person, and the undersigned hereby ratifies and approves the acts of
such attorneys.



Dated:  September 16, 1998             /S/ ARTHUR E. HALL
                                       Arthur E. Hall































                         LIMITED POWER OF ATTORNEY


    The undersigned, in his capacity as a director or officer, or
both, as the case may be, of Foremost Corporation of America, does hereby
appoint RICHARD L. ANTONINI, F. ROBERT WOUDSTRA, and PAUL D. YARED, or any
of them, his attorneys or attorney to execute in his name a Registration
Statement of Foremost Corporation of America on Form S-8 for the Stock
Option Plan of 1998, and any amendments to the Form S-8, and to file it
with the Securities and Exchange Commission.  Each attorney shall have
power and authority to do and perform in the name and on behalf of the
undersigned, in any and all capacities, every act to be done in the
premises as fully and to all intents and purposes as the undersigned could
do in person, and the undersigned hereby ratifies and approves the acts of
such attorneys.



Dated:  September 16, 1998             /S/ RICHARD A. KAYNE
                                       Richard A. Kayne































                         LIMITED POWER OF ATTORNEY


    The undersigned, in his capacity as a director or officer, or
both, as the case may be, of Foremost Corporation of America, does hereby
appoint RICHARD L. ANTONINI, F. ROBERT WOUDSTRA, and PAUL D. YARED, or any
of them, his attorneys or attorney to execute in his name a Registration
Statement of Foremost Corporation of America on Form S-8 for the Stock
Option Plan of 1998, and any amendments to the Form S-8, and to file it
with the Securities and Exchange Commission.  Each attorney shall have
power and authority to do and perform in the name and on behalf of the
undersigned, in any and all capacities, every act to be done in the
premises as fully and to all intents and purposes as the undersigned could
do in person, and the undersigned hereby ratifies and approves the acts of
such attorneys.



Dated:  September 16, 1998             /S/ LARRY J. ORANGE
                                       Larry J. Orange































                         LIMITED POWER OF ATTORNEY


    The undersigned, in his capacity as a director or officer, or
both, as the case may be, of Foremost Corporation of America, does hereby
appoint RICHARD L. ANTONINI, F. ROBERT WOUDSTRA, and PAUL D. YARED, or any
of them, his attorneys or attorney to execute in his name a Registration
Statement of Foremost Corporation of America on Form S-8 for the Stock
Option Plan of 1998, and any amendments to the Form S-8, and to file it
with the Securities and Exchange Commission.  Each attorney shall have
power and authority to do and perform in the name and on behalf of the
undersigned, in any and all capacities, every act to be done in the
premises as fully and to all intents and purposes as the undersigned could
do in person, and the undersigned hereby ratifies and approves the acts of
such attorneys.



Dated:  September 16, 1998             /S/ JOSEPH A. PARINI
                                       Joseph A. Parini































                         LIMITED POWER OF ATTORNEY


    The undersigned, in his capacity as a director or officer, or
both, as the case may be, of Foremost Corporation of America, does hereby
appoint RICHARD L. ANTONINI, F. ROBERT WOUDSTRA, and PAUL D. YARED, or any
of them, his attorneys or attorney to execute in his name a Registration
Statement of Foremost Corporation of America on Form S-8 for the Stock
Option Plan of 1998, and any amendments to the Form S-8, and to file it
with the Securities and Exchange Commission.  Each attorney shall have
power and authority to do and perform in the name and on behalf of the
undersigned, in any and all capacities, every act to be done in the
premises as fully and to all intents and purposes as the undersigned could
do in person, and the undersigned hereby ratifies and approves the acts of
such attorneys.



Dated:  September 16, 1998             /S/ ROBERT M. RAIVES
                                       Robert M. Raives































                         LIMITED POWER OF ATTORNEY


    The undersigned, in his capacity as a director or officer, or
both, as the case may be, of Foremost Corporation of America, does hereby
appoint RICHARD L. ANTONINI, F. ROBERT WOUDSTRA, and PAUL D. YARED, or any
of them, his attorneys or attorney to execute in his name a Registration
Statement of Foremost Corporation of America on Form S-8 for the Stock
Option Plan of 1998, and any amendments to the Form S-8, and to file it
with the Securities and Exchange Commission.  Each attorney shall have
power and authority to do and perform in the name and on behalf of the
undersigned, in any and all capacities, every act to be done in the
premises as fully and to all intents and purposes as the undersigned could
do in person, and the undersigned hereby ratifies and approves the acts of
such attorneys.



Dated:  September 16, 1998             /S/ MICHAEL B. TARGOFF
                                       Michael B. Targoff































                         LIMITED POWER OF ATTORNEY


    The undersigned, in his capacity as a director or officer, or
both, as the case may be, of Foremost Corporation of America, does hereby
appoint RICHARD L. ANTONINI, F. ROBERT WOUDSTRA, and PAUL D. YARED, or any
of them, his attorneys or attorney to execute in his name a Registration
Statement of Foremost Corporation of America on Form S-8 for the Stock
Option Plan of 1998, and any amendments to the Form S-8, and to file it
with the Securities and Exchange Commission.  Each attorney shall have
power and authority to do and perform in the name and on behalf of the
undersigned, in any and all capacities, every act to be done in the
premises as fully and to all intents and purposes as the undersigned could
do in person, and the undersigned hereby ratifies and approves the acts of
such attorneys.



Dated:  September 16, 1998             /S/ F. ROBERT WOUDSTRA
                                       F. Robert Woudstra































                         LIMITED POWER OF ATTORNEY


    The undersigned, in his capacity as a director or officer, or
both, as the case may be, of Foremost Corporation of America, does hereby
appoint RICHARD L. ANTONINI, F. ROBERT WOUDSTRA, and PAUL D. YARED, or any
of them, his attorneys or attorney to execute in his name a Registration
Statement of Foremost Corporation of America on Form S-8 for the Stock
Option Plan of 1998, and any amendments to the Form S-8, and to file it
with the Securities and Exchange Commission.  Each attorney shall have
power and authority to do and perform in the name and on behalf of the
undersigned, in any and all capacities, every act to be done in the
premises as fully and to all intents and purposes as the undersigned could
do in person, and the undersigned hereby ratifies and approves the acts of
such attorneys.



Dated:  September 16, 1998             /S/ R. L. ANTONINI
                                       R. L. Antonini