<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF SHORELINE
FINANCIAL CORPORATION FOR THE PERIOD ENDED JUNE 30, 1999 AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000

                                                            
<PERIOD-TYPE>                                                         6-MOS
<FISCAL-YEAR-END>                                               DEC-31-1999
<PERIOD-START>                                                  JAN-01-1999
<PERIOD-END>                                                    JUN-30-1999
<CASH>                                                               30,728
<INT-BEARING-DEPOSITS>                                               25,000
<FED-FUNDS-SOLD>                                                      6,025
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                         198,034
<INVESTMENTS-CARRYING>                                               19,789
<INVESTMENTS-MARKET>                                                 20,363
<LOANS>                                                             649,947
<ALLOWANCE>                                                           7,880
<TOTAL-ASSETS>                                                      963,139
<DEPOSITS>                                                          778,850
<SHORT-TERM>                                                         18,380
<LIABILITIES-OTHER>                                                   7,369
<LONG-TERM>                                                          74,386
<COMMON>                                                                  0
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                           84,154
<TOTAL-LIABILITIES-AND-EQUITY>                                      963,139
<INTEREST-LOAN>                                                      26,570
<INTEREST-INVEST>                                                     6,852
<INTEREST-OTHER>                                                        684
<INTEREST-TOTAL>                                                     34,106
<INTEREST-DEPOSIT>                                                   14,205
<INTEREST-EXPENSE>                                                   16,171
<INTEREST-INCOME-NET>                                                17,935
<LOAN-LOSSES>                                                           240
<SECURITIES-GAINS>                                                      258
<EXPENSE-OTHER>                                                      12,539
<INCOME-PRETAX>                                                       9,336
<INCOME-PRE-EXTRAORDINARY>                                            9,336
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                          6,368
<EPS-BASIC>                                                          0.57
<EPS-DILUTED>                                                          0.57
<YIELD-ACTUAL>                                                         2.40
<LOANS-NON>                                                           1,094
<LOANS-PAST>                                                            193
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                       3,219
<ALLOWANCE-OPEN>                                                      7,883
<CHARGE-OFFS>                                                           385
<RECOVERIES>                                                            142
<ALLOWANCE-CLOSE>                                                     7,880
<ALLOWANCE-DOMESTIC>                                                  5,446
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                               2,434