<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF SHORELINE
FINANCIAL CORPORATION FOR THE PERIOD ENDED SEPTEMBER 30, 1999 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000

                                                            
<PERIOD-TYPE>                                                         9-MOS
<FISCAL-YEAR-END>                                               DEC-31-1999
<PERIOD-START>                                                  JAN-01-1999
<PERIOD-END>                                                    SEP-30-1999
<CASH>                                                               30,787
<INT-BEARING-DEPOSITS>                                               18,000
<FED-FUNDS-SOLD>                                                     15,675
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                         206,770
<INVESTMENTS-CARRYING>                                               18,416
<INVESTMENTS-MARKET>                                                 18,854
<LOANS>                                                             679,631
<ALLOWANCE>                                                           7,893
<TOTAL-ASSETS>                                                    1,004,148
<DEPOSITS>                                                          805,041
<SHORT-TERM>                                                         20,722
<LIABILITIES-OTHER>                                                   7,174
<LONG-TERM>                                                          91,073
<COMMON>                                                                  0
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                           80,138
<TOTAL-LIABILITIES-AND-EQUITY>                                    1,004,148
<INTEREST-LOAN>                                                      40,405
<INTEREST-INVEST>                                                    10,447
<INTEREST-OTHER>                                                      1,040
<INTEREST-TOTAL>                                                     51,892
<INTEREST-DEPOSIT>                                                   21,345
<INTEREST-EXPENSE>                                                   24,632
<INTEREST-INCOME-NET>                                                27,260
<LOAN-LOSSES>                                                           360
<SECURITIES-GAINS>                                                      305
<EXPENSE-OTHER>                                                      18,974
<INCOME-PRETAX>                                                      14,079
<INCOME-PRE-EXTRAORDINARY>                                           14,079
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                          9,597
<EPS-BASIC>                                                          0.86
<EPS-DILUTED>                                                          0.86
<YIELD-ACTUAL>                                                         2.90
<LOANS-NON>                                                           1,287
<LOANS-PAST>                                                              0
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                       2,385
<ALLOWANCE-OPEN>                                                      7,883
<CHARGE-OFFS>                                                           544
<RECOVERIES>                                                            194
<ALLOWANCE-CLOSE>                                                     7,893
<ALLOWANCE-DOMESTIC>                                                  5,737
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                               2,156