<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> JUN-30-2001 <PERIOD-END> SEP-30-2000 <CASH> 11,873 <INT-BEARING-DEPOSITS> 137 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 40,174 <INVESTMENTS-CARRYING> 51,649 <INVESTMENTS-MARKET> 50,867 <LOANS> 619,930 <ALLOWANCE> 5,211 <TOTAL-ASSETS> 739,335 <DEPOSITS> 497,632 <SHORT-TERM> 61,410 <LIABILITIES-OTHER> 4,665 <LONG-TERM> 47,906 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 95 <OTHER-SE> 123,537 <TOTAL-LIABILITIES-AND-EQUITY> 739,335 <INTEREST-LOAN> 11,943 <INTEREST-INVEST> 1,439 <INTEREST-OTHER> 1 <INTEREST-TOTAL> 13,383 <INTEREST-DEPOSIT> 4,892 <INTEREST-EXPENSE> 6,495 <INTEREST-INCOME-NET> 6,888 <LOAN-LOSSES> 300 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 5,445 <INCOME-PRETAX> 2,169 <INCOME-PRE-EXTRAORDINARY> 1,383 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,383 <EPS-BASIC> 0.19 <EPS-DILUTED> 0.19 <YIELD-ACTUAL> 3.88 <LOANS-NON> 3,414 <LOANS-PAST> 0 <LOANS-TROUBLED> 699 <LOANS-PROBLEM> 59 <ALLOWANCE-OPEN> 5,013 <CHARGE-OFFS> 107 <RECOVERIES> 5 <ALLOWANCE-CLOSE> 5,211 <ALLOWANCE-DOMESTIC> 4,246 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 965