<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FROM CONSOLIDATED FINANCIAL
STATEMENTS FOR THE PERIOD ENDING DECEMBER 31, 1994 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
<CURRENCY> U.S.DOLLARS
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-START>                             JAN-01-1994
<PERIOD-END>                               DEC-31-1994
<EXCHANGE-RATE>                                      1
<CASH>                                         397,376
<INT-BEARING-DEPOSITS>                             138
<FED-FUNDS-SOLD>                                38,200
<TRADING-ASSETS>                                 8,970
<INVESTMENTS-HELD-FOR-SALE>                  2,458,443
<INVESTMENTS-CARRYING>                           8,800
<INVESTMENTS-MARKET>                             8,801
<LOANS>                                      3,236,653
<ALLOWANCE>                                   (53,656)
<TOTAL-ASSETS>                               6,558,690
<DEPOSITS>                                   5,458,070
<SHORT-TERM>                                   470,483
<LIABILITIES-OTHER>                             70,135
<LONG-TERM>                                     88,956
<COMMON>                                       130,963
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     59,954
<OTHER-SE>                                     280,129
<TOTAL-LIABILITIES-AND-EQUITY>               6,558,690
<INTEREST-LOAN>                                241,899
<INTEREST-INVEST>                              163,473
<INTEREST-OTHER>                                 2,632
<INTEREST-TOTAL>                               408,004
<INTEREST-DEPOSIT>                             117,272
<INTEREST-EXPENSE>                             151,743
<INTEREST-INCOME-NET>                          256,261
<LOAN-LOSSES>                                 (11,568)
<SECURITIES-GAINS>                            (43,549)
<EXPENSE-OTHER>                                 51,165
<INCOME-PRETAX>                                 93,352
<INCOME-PRE-EXTRAORDINARY>                      93,352
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    63,684
<EPS-PRIMARY>                                     2.25
<EPS-DILUTED>                                     2.19
<YIELD-ACTUAL>                                    6.98
<LOANS-NON>                                     13,399
<LOANS-PAST>                                    10,304
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                68,302
<CHARGE-OFFS>                                 (13,071)
<RECOVERIES>                                     9,993
<ALLOWANCE-CLOSE>                               53,656
<ALLOWANCE-DOMESTIC>                            53,656
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          9,942