<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS INCLUDED IN THE ANNUAL REPORT FOR LCNB CORP. FOR THE YEAR
ENDED DECEMBER 31, 1999, FILED WITH FORM 10-K AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                          18,694
<INT-BEARING-DEPOSITS>                           5,492
<FED-FUNDS-SOLD>                                 5,300
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    104,911
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        287,608
<ALLOWANCE>                                      2,000
<TOTAL-ASSETS>                                 438,979
<DEPOSITS>                                     391,644
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              4,348
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        10,560
<OTHER-SE>                                      32,427
<TOTAL-LIABILITIES-AND-EQUITY>                 438,979
<INTEREST-LOAN>                                 22,743
<INTEREST-INVEST>                                6,165
<INTEREST-OTHER>                                   783
<INTEREST-TOTAL>                                29,691
<INTEREST-DEPOSIT>                              13,238
<INTEREST-EXPENSE>                              13,281
<INTEREST-INCOME-NET>                           16,410
<LOAN-LOSSES>                                      208
<SECURITIES-GAINS>                                  20
<EXPENSE-OTHER>                                 11,758
<INCOME-PRETAX>                                  7,863
<INCOME-PRE-EXTRAORDINARY>                       7,863
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     5,548
<EPS-BASIC>                                       3.15
<EPS-DILUTED>                                     3.15
<YIELD-ACTUAL>                                    7.54
<LOANS-NON>                                          0
<LOANS-PAST>                                        68
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,000
<CHARGE-OFFS>                                      272
<RECOVERIES>                                        64
<ALLOWANCE-CLOSE>                                2,000
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,000