<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
financial statements included in the annual report for LCNB Corp. for the year
ended December 31, 1998, filed with Form S-4 and is qualified in its entirety by
reference to such financial statements
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               DEC-31-1998
<CASH>                                           16907
<INT-BEARING-DEPOSITS>                            5492
<FED-FUNDS-SOLD>                                  3800
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     123040
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         267057
<ALLOWANCE>                                       2000
<TOTAL-ASSETS>                                  432159
<DEPOSITS>                                      387041
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                               2919
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         10560
<OTHER-SE>                                       31639
<TOTAL-LIABILITIES-AND-EQUITY>                  432159
<INTEREST-LOAN>                                  23047
<INTEREST-INVEST>                                 5428
<INTEREST-OTHER>                                  1124
<INTEREST-TOTAL>                                 29599
<INTEREST-DEPOSIT>                               14032
<INTEREST-EXPENSE>                               14080
<INTEREST-INCOME-NET>                            15519
<LOAN-LOSSES>                                      191
<SECURITIES-GAINS>                                 234
<EXPENSE-OTHER>                                  10910
<INCOME-PRETAX>                                   7873
<INCOME-PRE-EXTRAORDINARY>                        7873
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                      5447
<EPS-PRIMARY>                                    30.95
<EPS-DILUTED>                                    30.95
<YIELD-ACTUAL>                                    7.71
<LOANS-NON>                                          0
<LOANS-PAST>                                       374
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                  2200
<CHARGE-OFFS>                                      419
<RECOVERIES>                                        28
<ALLOWANCE-CLOSE>                                 2000
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                           2000