<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from the financial statements included in the annual report for LCNB Corp. for the year ended December 31, 1998, filed with Form S-4 and is qualified in its entirety by reference to such financial statements </LEGEND> <MULTIPLIER> 1000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-END> DEC-31-1998 <CASH> 16907 <INT-BEARING-DEPOSITS> 5492 <FED-FUNDS-SOLD> 3800 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 123040 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 267057 <ALLOWANCE> 2000 <TOTAL-ASSETS> 432159 <DEPOSITS> 387041 <SHORT-TERM> 0 <LIABILITIES-OTHER> 2919 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10560 <OTHER-SE> 31639 <TOTAL-LIABILITIES-AND-EQUITY> 432159 <INTEREST-LOAN> 23047 <INTEREST-INVEST> 5428 <INTEREST-OTHER> 1124 <INTEREST-TOTAL> 29599 <INTEREST-DEPOSIT> 14032 <INTEREST-EXPENSE> 14080 <INTEREST-INCOME-NET> 15519 <LOAN-LOSSES> 191 <SECURITIES-GAINS> 234 <EXPENSE-OTHER> 10910 <INCOME-PRETAX> 7873 <INCOME-PRE-EXTRAORDINARY> 7873 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 5447 <EPS-PRIMARY> 30.95 <EPS-DILUTED> 30.95 <YIELD-ACTUAL> 7.71 <LOANS-NON> 0 <LOANS-PAST> 374 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 2200 <CHARGE-OFFS> 419 <RECOVERIES> 28 <ALLOWANCE-CLOSE> 2000 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 2000