<ARTICLE> 7 <LEGEND> This schedule contains summary financial information extracted from Omni Insurance Group, Inc.'s December 31, 1996 financial statements and is qualifed in its entirety by reference to such financial statements. </LEGEND> <CIK> 0000906786 <NAME> OMNI INSURANCE GROUP INC <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-END> DEC-31-1996 <DEBT-HELD-FOR-SALE> 79,043 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 212 <MORTGAGE> 0 <REAL-ESTATE> 0 <TOTAL-INVEST> 84,519 <CASH> 0 <RECOVER-REINSURE> 1,549 <DEFERRED-ACQUISITION> 9,543 <TOTAL-ASSETS> 149,223 <POLICY-LOSSES> 33,177 <UNEARNED-PREMIUMS> 49,723 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 57 <OTHER-SE> 52,124 <TOTAL-LIABILITY-AND-EQUITY> 149,223 <PREMIUMS> 90,880 <INVESTMENT-INCOME> 4,081 <INVESTMENT-GAINS> 40 <OTHER-INCOME> 25 <BENEFITS> 67,245 <UNDERWRITING-AMORTIZATION> 18,915 <UNDERWRITING-OTHER> 2,697 <INCOME-PRETAX> 6,168 <INCOME-TAX> 1,306 <INCOME-CONTINUING> 4,862 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 4,862 <EPS-PRIMARY> 0.85 <EPS-DILUTED> 0.85 <RESERVE-OPEN> 32,053 <PROVISION-CURRENT> 65,235 <PROVISION-PRIOR> 2,010 <PAYMENTS-CURRENT> 43,529 <PAYMENTS-PRIOR> 24,141 <RESERVE-CLOSE> 31,628 <CUMULATIVE-DEFICIENCY> 2,009