<ARTICLE> 9 <LEGEND> (Replace this text with the legend) </LEGEND> <CIK> 0001018399 <NAME> Enterprise Bancorp, Inc. <MULTIPLIER> 1,000 <CURRENCY> U.S. DOLLARS <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <EXCHANGE-RATE> 1 <CASH> 22,129 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 10,300 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 192,260 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 307,494 <ALLOWANCE> 6,186 <TOTAL-ASSETS> 553,637 <DEPOSITS> 460,153 <SHORT-TERM> 47,638 <LIABILITIES-OTHER> 3,119 <LONG-TERM> 10,500 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 34 <OTHER-SE> 30,836 <TOTAL-LIABILITIES-AND-EQUITY> 553,637 <INTEREST-LOAN> 19,260 <INTEREST-INVEST> 8,472 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 27,732 <INTEREST-DEPOSIT> 8,808 <INTEREST-EXPENSE> 11,869 <INTEREST-INCOME-NET> 15,863 <LOAN-LOSSES> 444 <SECURITIES-GAINS> (2) <EXPENSE-OTHER> 14,088 <INCOME-PRETAX> 3,567 <INCOME-PRE-EXTRAORDINARY> 2,697 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,697 <EPS-BASIC> 0.82 <EPS-DILUTED> 0.80 <YIELD-ACTUAL> 4.79 <LOANS-NON> 1,064 <LOANS-PAST> 52 <LOANS-TROUBLED> 488 <LOANS-PROBLEM> 857 <ALLOWANCE-OPEN> 5,446 <CHARGE-OFFS> 145 <RECOVERIES> 191 <ALLOWANCE-CLOSE> 6,186 <ALLOWANCE-DOMESTIC> 6,186 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0