SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): January 28, 2004
(January 28, 2004)
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ENTERPRISE BANCORP, INC.
(exact name of registrant as specified in charter)
Massachusetts 0-21021 04-3308902
(State or Other Jurisdiction (Commission (IRS Employer
of Incorporation) File Number) Identification No.)
222 Merrimack Street 01852
Lowell, Massachusetts (Zip Code)
(address of principal office)
(978) 459-9000
(Registrant's telephone number, including area code)
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits
(a) Not applicable
(b) Not applicable
(c) The following exhibit is included with this report:
Exhibit 99 Quarterly report to stockholders for the fiscal quarter
ended on December 31, 2003
Items 9 and 12. Regulation FD Disclosure
Results of Operations and Financial Condition
The registrant has provided information concerning its results
of operations and financial condition for the three and twelve months
ended on December 31, 2003. This information is contained in the first
three paragraphs of the registrant's quarterly report to stockholders
for the fiscal quarter ended on December 31, 2003, together with the
registrant's consolidated balance sheet at, and statements of income
for the three and twelve months ended on, December 31, 2003 included in
such report. A copy of this quarterly report to stockholders, which was
mailed to stockholders on or about January 28, 2004, is included as
Exhibit 99 to this report.
[Remainder of Page Intentionally Blank]
Signatures
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
ENTERPRISE BANCORP, INC.
Date: January 28, 2004 By: /s/ James A. Marcotte
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James A. Marcotte
Senior Vice President and
Chief Financial Officer