SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): April 27, 2004
(April 27, 2004)
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ENTERPRISE BANCORP, INC.
(exact name of registrant as specified in charter)
Massachusetts 0-21021 04-3308902
(State or Other Jurisdiction (Commission (IRS Employer
of Incorporation) File Number) Identification No.)
222 Merrimack Street 01852
Lowell, Massachusetts (Zip Code)
(address of principal office)
(978) 459-9000
(Registrant's telephone number, including area code)
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits
(a) Not applicable
(b) Not applicable
(c) The following exhibit is included with this report:
Exhibit 99 Quarterly report to stockholders for the fiscal quarter ended on
March 31, 2004
Items 9 and 12. Regulation FD Disclosure Results of Operations and Financial
Condition
The registrant has provided information concerning its results
of operations and financial condition for the three months ended on
March 31, 2004. This information is contained in the first two
paragraphs of the registrant's quarterly report to stockholders for the
fiscal quarter ended on March 31, 2004, together with the registrant's
consolidated balance sheet at, and statements of income for the three
months ended on, March 31, 2004 included in such report. A copy of this
quarterly report to stockholders, which was mailed to stockholders on
or about April 27, 2004, is included as Exhibit 99 to this report.
[Remainder of Page Intentionally Blank]
Signatures
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
ENTERPRISE BANCORP, INC.
Date: April 27, 2004 By: /s/ James A. Marcotte
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James A. Marcotte
Senior Vice President and
Chief Financial Officer