SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): July 27, 2004 (July 27, 2004)
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ENTERPRISE BANCORP, INC.
(exact name of registrant as specified in charter)
Massachusetts 0-21021 04-3308902
(State or Other Jurisdiction (Commission (IRS Employer
of Incorporation) File Number) Identification No.)
222 Merrimack Street 01852
Lowell, Massachusetts (Zip Code)
(address of principal office)
(978) 459-9000
(Registrant's telephone number, including area code)
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits
(a) Not applicable
(b) Not applicable
(c) The following exhibit is included with this report:
Exhibit 99 Quarterly report to stockholders for the fiscal
quarter ended on June 30, 2004
Items 9 and 12. Regulation FD Disclosure
Results of Operations and Financial Condition
The registrant has provided information concerning its results of
operations and financial condition for the three and six months ended on
June 30, 2004. This information is contained in the first two paragraphs of
the registrant's quarterly report to stockholders for the fiscal quarter
ended on June 30, 2004, together with the registrant's consolidated balance
sheet at, and statements of income for the three and six months ended on,
June 30, 2004 included in such report. A copy of this quarterly report to
stockholders, which was mailed to stockholders on or about July 27, 2004,
is included as Exhibit 99 to this report.
[Remainder of Page Intentionally Blank]
Signatures
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
ENTERPRISE BANCORP, INC.
Date: July 27, 2004 By: /s/ James A. Marcotte
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James A. Marcotte
Senior Vice President and
Chief Financial Officer