SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): October 27, 2004
(October 27, 2004)
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ENTERPRISE BANCORP, INC.
(exact name of registrant as specified in charter)
Massachusetts 0-21021 04-3308902
(State or Other Jurisdiction (Commission (IRS Employer
of Incorporation) File Number) Identification No.)
222 Merrimack Street 01852
Lowell, Massachusetts (Zip Code)
(address of principal executive offices)
(978) 459-9000
(Registrant's telephone number, including area code)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)
[] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Items 2.02 and 7.01. Results of Operations and Financial Condition
Regulation FD Disclosure
The registrant has provided information concerning its results
of operations and financial condition for the three and nine months
ended on September 30, 2004. This information is contained in the first
three paragraphs of the registrant's quarterly report to stockholders
for the fiscal quarter ended on September 30, 2004, together with the
registrant's consolidated balance sheet at, and statements of income
for the three and nine months ended on, September 30, 2004 included in
such report. A copy of this quarterly report to stockholders, which was
mailed to stockholders on or about October 27, 2004, is included as
Exhibit 99 to this report.
Item 9.01. Financial Statements and Exhibits
(a) Not applicable
(b) Not applicable
(c) The following exhibit is included with this report:
Exhibit 99 Quarterly report to stockholders for the fiscal quarter
ended on September 30, 2004
[Remainder of Page Intentionally Blank]
Signatures
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
ENTERPRISE BANCORP, INC.
Date: October 27, 2004 By: /s/ James A. Marcotte
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James A. Marcotte
Senior Vice President and
Chief Financial Officer