<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from unaudited financial statements of Enterprise Bancorp, Inc. at and for the period ended June 30, 1999 and is qualified in its entirety by reference to such financial statements. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> JUN-30-1999 <CASH> 17,258 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 123,037 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 232,107 <ALLOWANCE> 5,586 <TOTAL-ASSETS> 379,091 <DEPOSITS> 327,680 <SHORT-TERM> 22,568 <LIABILITIES-OTHER> 2,399 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 32 <OTHER-SE> 26,412 <TOTAL-LIABILITIES-AND-EQUITY> 379,091 <INTEREST-LOAN> 9,723 <INTEREST-INVEST> 3,424 <INTEREST-OTHER> 64 <INTEREST-TOTAL> 13,211 <INTEREST-DEPOSIT> 4,790 <INTEREST-EXPENSE> 5,116 <INTEREST-INCOME-NET> 8,095 <LOAN-LOSSES> 270 <SECURITIES-GAINS> 103 <EXPENSE-OTHER> 6,490 <INCOME-PRETAX> 2,725 <INCOME-PRE-EXTRAORDINARY> 2,725 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,972 <EPS-BASIC> 0.62 <EPS-DILUTED> 0.59 <YIELD-ACTUAL> 4.79 <LOANS-NON> 592 <LOANS-PAST> 59 <LOANS-TROUBLED> 502 <LOANS-PROBLEM> 1,060 <ALLOWANCE-OPEN> 5,234 <CHARGE-OFFS> 20 <RECOVERIES> 102 <ALLOWANCE-CLOSE> 5,586 <ALLOWANCE-DOMESTIC> 5,586 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 94