Consent of Independent Public Accountants


We consent to the incorporation by reference in this  Registration  Statement on
Form S-8  (Registration  No.  33-69538) of our report dated July 21, 2000 on the
consolidated financial statements of Marion Capital Holdings,  Inc. which report
is included in the Annual Report on Form 10-K of Marion Capital Holdings, Inc.


/s/ Olive LLP
Olive LLP

Indianapolis, Indiana
September 22, 2000