<ARTICLE> 9 <LEGEND> (Replace this text with the legend) </LEGEND> <CIK> 0000916396 <NAME> MFB Corp. <MULTIPLIER> 1,000 <CURRENCY> U.S. Dollars <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> SEP-30-2000 <PERIOD-START> OCT-1-1999 <PERIOD-END> SEP-30-2000 <EXCHANGE-RATE> 1.000 <CASH> 9,693 <INT-BEARING-DEPOSITS> 4,851 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 41,623 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 323,672 <ALLOWANCE> 1,672 <TOTAL-ASSETS> 396,003 <DEPOSITS> 239,394 <SHORT-TERM> 11,493 <LIABILITIES-OTHER> 2,800 <LONG-TERM> 109,802 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 13,136 <OTHER-SE> 19,378 <TOTAL-LIABILITIES-AND-EQUITY> 396,003 <INTEREST-LOAN> 24,664 <INTEREST-INVEST> 3,560 <INTEREST-OTHER> 290 <INTEREST-TOTAL> 28,514 <INTEREST-DEPOSIT> 10,026 <INTEREST-EXPENSE> 16,473 <INTEREST-INCOME-NET> 12,041 <LOAN-LOSSES> 1,106 <SECURITIES-GAINS> (41) <EXPENSE-OTHER> 8,272 <INCOME-PRETAX> 4,508 <INCOME-PRE-EXTRAORDINARY> 2,815 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,815 <EPS-BASIC> 2.04 <EPS-DILUTED> 2.00 <YIELD-ACTUAL> 3.33 <LOANS-NON> 6 <LOANS-PAST> 60 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 1,591 <ALLOWANCE-OPEN> 638 <CHARGE-OFFS> 72 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 1,672 <ALLOWANCE-DOMESTIC> 1,560 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 112