Exhibit 23.1

               Consent of Independent Public Accountants

We  hereby  consent  to the  incorporation  by  reference  in this  Registration
Statement on Form S-8 of River  Valley  Bancorp  (the  "Company")  of our report
dated February 23, 2001 on the consolidated  financial statements of the Company
which report is incorporated by reference in the Company's 2000 Annual Report on
Form 10-KSB filed pursuant to the Securities and Exchange Act of 1934.

/s/ Olive LLP

OLIVE LLP

Indianapolis, IN
March 29, 2001