SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ----------------------- FORM 8-K ----------------------- CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 18, 2003 RIVER VALLEY BANCORP (Exact name of registrant as specified in its charter) INDIANA (State or other jurisdiction of incorporation) 2-47541 35-1984567 (Commission File Number) (IRS Employer Identification No.) 430 Clifty Drive Madison, Indiana 47250 (Address of principal executive offices)(Zip Code) Registrant's telephone number, including area code: (812) 265-3421 Item 5. Other Events. Pursuant to General Instruction F, the press release issued March 18, 2003, concerning the Corporation's dividend declaration, trust preferred sale and repurchase program is attached as Exhibit 99 and incorporated by reference herein. Item 7. Financial Statements and Exhibits. (c) Exhibits 99 Press Release dated March 18, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. /s/ Matthew P. Forrester -------------------------------------------- Matthew P. Forrester, President and Chief Executive Officer Dated: March 18, 2003