UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549



                                    FORM 8-K




                                 CURRENT REPORT
     Pursuant to Section 13 or 15(b) of the Securities Exchange Act of 1934




                                January 23, 2004
               (Date of Report (Date of earliest event reported))


                             UNION COMMUNITY BANCORP
             (Exact name of registrant as specified in its charter)



                                     INDIANA
                 (State of other jurisdiction of incorporation)


                         000-23543                        35-2025237
                 (Commission File Number)     (IRS Employer Identification No.)

                   221 East Main Street
                  Crawfordsville, Indiana                       47933
         (Address of principal executive officers)            (Zip Code)


                                 (765) 362-2400
              (Registrant's telephone number, including area code)









Item 7. Financial Statements and Exhibits.

          (c)  Exhibit 99.1 - Press Release of Registrant  issued on January 23,
               2004.

Item 12. Results of Operations and Financial Condition.

     Union Community Bancorp,  an Indiana corporation  ("Registrant"),  issued a
press release which was publicly disseminated on January 23, 2004 announcing its
results of  operations  for the quarter  ended  December 31, 2003. A copy of the
press  release is  furnished  herewith  as  Exhibit  99.1.  Pursuant  to General
Instruction B.6 of Form 8-K, this exhibit is not "filed" for purposes of Section
18 of the Securities  Exchange Act of 1934, but is instead furnished as required
by that instruction.

                                   SIGNATURES


     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.



                                                /s/ J. Lee Walden
                                                --------------------------------
                                                J. Lee Walden
                                                Chief Financial Officer

Dated: January 27, 2004