SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
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CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 20, 2004
RIVER VALLEY BANCORP
(Exact name of registrant as specified in its charter)
INDIANA
(State or other jurisdiction of incorporation)
2-47541 35-1984567
(Commission File Number) (IRS Employer Identification No.)
430 Clifty Drive
Madison, Indiana 47250
(Address of principal executive offices)(Zip Code)
Registrant's telephone number, including area code: (812) 265-3421
Item 7. Financial Statements and Exhibits.
(c) Exhibits
99.1 Press Release dated April 20, 2004.
Item 12. Results of Operations and Financial Condition.
River Valley Bancorp, an Indiana corporation ("Registrant"), issued a press
release which was publicly disseminated on April 20, 2004 announcing its results
of operations for the quarter ended March 31, 2004. A copy of the press release
is furnished herewith as Exhibit 99.1. Pursuant to General Instruction B.6 of
Form 8-K, this exhibit is not "filed" for purposes of Section 18 of the
Securities Exchange Act of 1934, but is instead furnished as required by that
instruction.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
/s/ Larry C. Fouse
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Larry C. Fouse, Vice President of Finance
Dated: April 22, 2004