UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549



                                    FORM 8-K




                                 CURRENT REPORT
     Pursuant to Section 13 or 15(b) of the Securities Exchange Act of 1934




                                  July 15, 2004
               (Date of Report (Date of earliest event reported))


                             UNION COMMUNITY BANCORP
             (Exact name of registrant as specified in its charter)



                                     INDIANA
                 (State of other jurisdiction of incorporation)


                000-23543                                  35-2025237
        (Commission File Number)               (IRS Employer Identification No.)


          221 East Main Street
         Crawfordsville, Indiana                             47933
(Address of principal executive officers)                  (Zip Code)


                                 (765) 362-2400
                         (Registrant's telephone number,
                              including area code)







Item 7. Financial Statements and Exhibits.

     (c) Exhibit 99.1 - Press Release of Registrant issued on July 15, 2004.



Item 12. Results of Operations and Financial Condition.

     Union Community Bancorp,  an Indiana corporation  ("Registrant"),  issued a
press release which was publicly  disseminated  on July 15, 2004  announcing its
results of  operations  for the quarter ended June 30, 2004. A copy of the press
release is furnished herewith as Exhibit 99.1.  Pursuant to General  Instruction
B.6 of Form 8-K,  this  exhibit is not "filed" for purposes of Section 18 of the
Securities  Exchange Act of 1934,  but is instead  furnished as required by that
instruction.



                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.



                                         /s/ J. Lee Walden
                                         ---------------------------------------
                                         J. Lee Walden
                                         Chief Financial Officer



Dated: July 19, 2004