UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
_______________________
FORM 8-K
_______________________
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): September 21, 2004
RIVER VALLEY BANCORP
(Exact name of registrant as specified in its charter)
INDIANA
(State or other jurisdiction of incorporation)
2-47541 35-1984567
(Commission File Number) (IRS Employer Identification No.)
430 Clifty Drive
Madison, Indiana 47250
(Address of principal executive offices)(Zip Code)
Registrant's telephone number, including area code: (812) 265-3421
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
|_| Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
|_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
|_| Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Section 8. Other Events
Item 8.01. Other Events.
On September 21, 2004, the Registrant announced that it had declared a cash
dividend of $0.18 per share of its Common Stock for the quarter ending September
30, 2004. Also on September 21, 2004, the Registrant announced that its
wholly-owned subsidiary, River Valley Financial Bank, applied with its regulator
for the establishment of a branch office in Sellersburg, Indiana. A copy of the
press release is furnished herewith as Exhibit 99.1. Pursuant to General
Instruction F of Form 8-K, this Exhibit is incorporated herein by this
reference.
Section 9. Financial Statements and Exhibits
Item 9.01. Financial Statements and Exhibits.
(c) Exhibits
99.1 Press Release dated September 21, 2004.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
/s/ Larry C. Fouse
-----------------------------------------
Larry C. Fouse, Vice President of Finance
Dated: September 24, 2004