<ARTICLE>                                            9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SHELBY COUNTY
BANCORP  AND IS  QUALIFIED  IN ITS  ENTIRETY  BY  REFERENCE  TO  SUCH  FINANCIAL
STATEMENTS.
</LEGEND>
<CIK>                         0000876621
<NAME>                        Shelby County Bancorp
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars
       
                             
<PERIOD-TYPE>                   6-mos
<FISCAL-YEAR-END>                              Sep-30-1996
<PERIOD-START>                                 Oct-1-1995
<PERIOD-END>                                   Mar-31-1996
<EXCHANGE-RATE>                                1.000
<CASH>                                         711
<INT-BEARING-DEPOSITS>                         6,377
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    8,508
<INVESTMENTS-CARRYING>                         1,355
<INVESTMENTS-MARKET>                           1,360
<LOANS>                                        56,763
<ALLOWANCE>                                    266
<TOTAL-ASSETS>                                 76,219
<DEPOSITS>                                     69,174
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            850
<LONG-TERM>                                    0
<COMMON>                                       1,358
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<OTHER-SE>                                     4,837
<TOTAL-LIABILITIES-AND-EQUITY>                 76,219
<INTEREST-LOAN>                                2,323
<INTEREST-INVEST>                              400
<INTEREST-OTHER>                               16
<INTEREST-TOTAL>                               2,740
<INTEREST-DEPOSIT>                             1,609
<INTEREST-EXPENSE>                             1,609
<INTEREST-INCOME-NET>                          1,131
<LOAN-LOSSES>                                  30
<SECURITIES-GAINS>                             28
<EXPENSE-OTHER>                                1,133
<INCOME-PRETAX>                                197
<INCOME-PRE-EXTRAORDINARY>                     197
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   107
<EPS-PRIMARY>                                  $.61
<EPS-DILUTED>                                  $.61
<YIELD-ACTUAL>                                 3.05
<LOANS-NON>                                    0
<LOANS-PAST>                                   489
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               256
<CHARGE-OFFS>                                  0
<RECOVERIES>                                   0
<ALLOWANCE-CLOSE>                              266
<ALLOWANCE-DOMESTIC>                           266
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0