<ARTICLE>                                            9
<LEGEND>
     THIS SCHEDULE  CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM THE
REGISTRANT'S  UNAUDITED  CONSOLIDATED  FINANCIAL STATEMENTS FOR THE THREE MONTHS
ENDED JUNE 30,  1996 AND IS  QUALIFIED  IN ITS  ENTIRETY  BY  REFERENCE  TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK>                         0000860600
<NAME>                        Workingmens Capital Holdings, Inc.
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              Dec-31-1996
<PERIOD-START>                                 Apr-1-1996
<PERIOD-END>                                   Jun-30-1996
<EXCHANGE-RATE>                                1.000
<CASH>                                         1,002
<INT-BEARING-DEPOSITS>                         2,021
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    5,010
<INVESTMENTS-CARRYING>                         10,264
<INVESTMENTS-MARKET>                           0
<LOANS>                                        183,777
<ALLOWANCE>                                    376
<TOTAL-ASSETS>                                 208,203
<DEPOSITS>                                     149,721
<SHORT-TERM>                                   2,500
<LIABILITIES-OTHER>                            1,323
<LONG-TERM>                                    28,200
<COMMON>                                       8,341
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<OTHER-SE>                                     0
<TOTAL-LIABILITIES-AND-EQUITY>                 208,203
<INTEREST-LOAN>                                3,665
<INTEREST-INVEST>                              228
<INTEREST-OTHER>                               116
<INTEREST-TOTAL>                               4,009
<INTEREST-DEPOSIT>                             2,031
<INTEREST-EXPENSE>                             2,574
<INTEREST-INCOME-NET>                          1,435
<LOAN-LOSSES>                                  21
<SECURITIES-GAINS>                             11
<EXPENSE-OTHER>                                167
<INCOME-PRETAX>                                713
<INCOME-PRE-EXTRAORDINARY>                     713
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   404
<EPS-PRIMARY>                                  0.22
<EPS-DILUTED>                                  0.22
<YIELD-ACTUAL>                                 2.78
<LOANS-NON>                                    659
<LOANS-PAST>                                   0
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                462
<ALLOWANCE-OPEN>                               356
<CHARGE-OFFS>                                  0
<RECOVERIES>                                   0
<ALLOWANCE-CLOSE>                              377
<ALLOWANCE-DOMESTIC>                           377
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0